In accordance with the pilot requirements of the National Development and Reform Commission and the head office of the People's Bank of China, Chongqing Credit Co., Ltd. is the only municipal state-owned credit information service organization recorded by the People's Bank of China in Chongqing, which was formally established on January 22, 2021, upon the joint proposal of Chongqing Development and Reform Commission and The People's Bank of China Chongqing Municipal Branch and the consent of the relevant municipal leaders, in order to practically optimise the business environment, effectively alleviate the financing difficulties and expensive financing of small and medium-sized micro-enterprises, to achieve the need for integration and development of the digital economy and the real economy.  The main business includes enterprise credit business, enterprise credit investigation and evaluation, enterprise credit management consulting, network technology consulting, information technology consulting, and software development, etc.

The company focuses on four core product categories: first, basic products. Including enterprise credit report, enterprise credit evaluation, knowledge mapping of correlation, credit monitor, post-credit risk monitoring and early warning; Second, platform products. Including the construction of Chongqing Credit Information Service Platform, Carbon Credit Eco-products Value Realisation Platform, Chongqing Enterprise Carbon Emission Reduction Account System Platform, Enterprise Credit Butler Service Platform, Business Environment Data Monitor Platform, Cloud Business Digitalization Governance Platform, and National SMEs and Micro-enterprises Comprehensive Financial Service Platform - Chongqing Station ("Xinyi Loan - Yu Huirong" Platform), etc.; Third, solution products. Including bid winning loans, live loans, "agriculture, rural areas and farmers" credit, anti-fraud, prepayment management and other businesses; Fourth, technology tools and technology export products. Mainly including technical support services, decision engines, intelligent BI and other technology products mainly based on technology output.